Many people don’t like to think about how we would cope if they were ill and unable to work, or how our loved ones would manage if we were to die unexpectedly. A little forward planning now could provide you with an income or cash lump sum so that financial worries are the last thing on your mind if you fell ill or lost your job. Having the correct level of life assurance also gives you the peace of mind that you have made provision for any dependents as a result of your untimely death.